Our many products and coverages can be tailored to meet your business insurance needs. Furthermore, our Business Policies are customized and responsive to your specific needs, no matter how big or small.
As your quality independent insurance agency we can offer the following insurance coverages for your business.

• Commercial Property - provides coverage for your buildings and contents. Coverages range from specific named-perils policies to broader all-risk policies.

• Commercial Liability - provides coverage for your buildings and contents. Coverages range from specific named-perils policies to broader all-risk policies.

• Inland Marine - provides coverage for business assets and hardware while these items are off premises.

• Worker's Compensation - this coverage is designed to meet the workers' compensation laws of your state. Workers' compensation coverage provides protection for injured workers and supporting protection through employer's liability coverage.

• Business Automotive - this coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available.

• Umbrella and Excess Liability - this coverage compliments your property/liability program and provides additional limits of coverage. In todays litigious society, smart business people protect their investment with umbrella coverage.

• Directors & Officers - designed to protect the directors and officers of your organization from damages and defense costs due to civil claims, claims of negligence, and of errors and/or omissions.

• Employment Practices Liability - provides coverage for defense costs and liability arising from allegations of improper professional practices, sexual harassment, and discrimination.

• Professional Liability - provides coverage for defense costs and awards for liability arising from improper professional practices and errors and omissions in the conduct of business activities.

• Special Event Coverage - provides third party liability coverage for a short term special event.

• Home Based Business - Homeowners insurance does not necessarily cover many home business-related claims. This could mean a major loss of income, as well as other significant losses, for your home business. If you have a home based business consider contacting us to discuss proper coverage options that offer both protection and affordability.

** The companies we represent may even offer you the opportunity to package many of these coverages within a single policy.

• Business Owners Packages
• Special Multi-Peril Packages
• Bonds
• Builders Risk
• Business Interruption